10 Affordable Places to Live in Florida

Florida is a wonderful place to live! But it can be a little pricey depending to which part of Florida you head. Here’s a list of some places in Florida that give you all the luxury of living where people vacation without breaking the bank!

  1. Fort Meade
    Median home price: $74,800
    A little city in Central Florida, Fort Meade is one of the cheapest places to live in Florida. Despite that, it has a strong economy with great job opportunities. It has lots of outdoor recreation activities like canoeing and kayaking.

  2. Live Oak
    Median home price: $88,700
    This small town is located at the intersection of Alligator Hwy 90 and Alligator Hwy 29. It has lots of work in technology, agriculture, and timber industries. Live Oak has a great, caring community and is safer than a lot of bigger cities.

  3. Quincy
    Median home price: $91,900
    Quincy is a hub for art and culture with several historic buildings to check out! It ranks for its diversity and affordability and was once known as being a tobacco manufacturing hub.

  4. Macclenny
    Median home price: $122,800
    Close to the Florida-Georgia border. It is one of the cheapest places to live in Florida and has many outdoor recreations to enjoy and it’s close to the beach.

  5. Okechobee
    Median home price: $146,883
    This city has tons of employment opportunities and won’t hurt your wallet as much as other major cities in South Florida.

  6. Cocoa
    Median home price: $166,750
    Cocoa, FL has lots of exciting historic places to visit such as its old Florida mansions and the Historic Cocoa Village Playhouse. This is also a great place to live if you want to be able to witness all the launches from Cape Canaveral.
  1. Gainesville
    Median home price: $185,000
    Gainesville might be seen as just the home of the University of Florida, but it also has tons of museums, theaters, and other historical attractions. They are even nicknamed the “Tree City” of the US because of the diverse array of trees in the area. It also has some of the best schools in the state which is great if you have kiddos!

  2. Edgewater
    Median home price: $194,119
    On the east close and close to Atlantic beaches. Edgewater is affordable, safe, and has good schools! There are lots of small older properties that are closer to $50,000 that would be great for vacation homes or those getting away from the cold. If you were looking to live there year-round, you could find a great single-family home starting around $100,000!

  3. Palm Bay
    Median home price: $189,860
    If you’re a beach lover, Palm Bay is the perfect place for you! Telecommunications and technology are booming industries in this part of Florida and it is popular for its palm trees.

  4. Cape Coral
    Median home price: $227,800
    Even though the population here is around 175,000, it doesn’t feel like a city. It is safe and has over 400 miles of canal (more than any other city in the world!) making it great place to purchase if you have or want a boat. There are lots of new constructions in the area and are much cheaper than other places in Florida for the same home.

 Ready to move to Florida, but need help getting a loan? We can help! Call or text us at 954-559-4644 for a free consultation and qualification!


* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

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