How to change your spending habits
A lot of us want to be able to save money to be able to buy a house, take a dream vacation, send kids to college, or be able to give to those in need, but many times we don’t see a way to take control of our finances.
Here are a few tips to start working towards a bigger savings account and less...
What is DTI and How It Affects Your Mortgage Application
Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan.
All About Debt-To-Income Ratio...
Prequalified And Pre-approved: What's the Difference?
If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the two. This blog will go over what it means to be prequalified versus pre-approved...
Improve Your Credit!
If you’re looking to buy a house, the first place you might start is with a lender. The lender is then going to check your credit. The better your credit is, the better chance you have of getting lower interest rates! The good thing about credit, is that it isn’t permanent so you...
Learn About Deducting Mortgage Interest From Your Taxes
One of the perks of a mortgage is the "mortgage interest deduction." Read on to learn what a mortgage deduction is, how much you can reduce from your taxable income, and how you can take advantage of this tax incentive.
About Mortgage Interest Deduction
The mortgage interest deduction is...